Personal Insurance
Motorcycle, Boat & RV Insurance in South Carolina
Toys and specialty vehicles need their own coverage. We insure motorcycles, boats, RVs, ATVs, golf carts and classic autos through carriers that understand them.
Specialty coverage, written locally
Your auto policy usually won't protect a bass boat, a side-by-side or a camper on a weekend trip. We write these as their own policies — with the right liability limits, physical damage coverage and seasonal considerations — and keep them under one agency with everything else you own.
Coverage we can compare for you
- Motorcycles and scooters
- Boats, motors and trailers
- RVs, campers and travel trailers
- ATVs and side-by-sides
- Golf carts
- Antique and classic autos
- Trailer and towing coverage
- Agreed-value options where available
What to know
Coverage details worth understanding
Motorcycles
Liability, physical damage, accessories and safety-course discounts vary widely between carriers — worth comparing.
Boats and personal watercraft
Coverage can include the hull, motor, trailer, on-water towing and liability while operating.
RVs and campers
Full-timers and weekend travelers need different coverage. Vacation liability and contents matter for both.
ATVs and golf carts
Increasingly common around Batesburg-Leesville — and often uninsured until someone gets hurt.
Classic autos
Agreed-value coverage protects the value you and the carrier set, rather than a depreciated book value.
Off-season storage
Some carriers adjust premium for layup periods. Ask us before you park it for the winter.
FAQ
Common questions
Sometimes very small boats have limited coverage, but most boats need their own policy for meaningful protection. We'll review your current policy and tell you where you stand.
Bundle & save
Coverage that often goes with this policy
Combining policies with one local agency can simplify your billing and often lowers your total cost.
Questions About Your Coverage?
Talk to a local agent today. We'll compare your options across multiple insurance companies.